Payday Loans El Cerrito

The Personal Finance Hour, Episode 18: A Twenty-Something Entrepreneur

In the recent GRS reader survey, one common request was to delay the weekly podcast announcement until after the show so that I could provide a brief written summary for those who don’t have the time or the inclination to listen. That means I can’t provide a reminder for people to call in during the [...]

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Refinanced to an Investment Equity Line of Credit

A month ago our real estate mortgages/debt/leverage looked like this:

Property

Financing

Current Balance

PITI

Rental Property #1

5.63% 30yr fixed mortgage

$ 110,900

$ 1,030

Rental Property #1

HELOC 3.25% variable APR

$ –

$ –

Rental Property #2

6.50% 30yr fixed mortgage

$ 95,200

$ 820

House #3

5.8% [...]

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Down Economy Propels Return Of Layaway

Parents and kids across the country are wrapping up their back-to-school shopping. Many are using credit cards to buy their backpacks, book covers and calculators. But some are turning to an old-fashioned payment plan that’s made a comeback: layaway.
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‘Project Runway’ Season 6 Episode 2 | Pricey Pregnancy Wear

‘Project Runway’ doesn’t pinch pennies

Mitchell has earned himself the distinction of being the models' least favorite designer after blaming his poor performance on his model in the last episode. Image from images.buddytv.com.

There have been a couple of episodes of “Project Runway” on previous seasons that challenged the designers to make inexpensive clothing. But, in [...]

Ally Bank Increases Interest Rate

When I started formally tracking high-yield savings rates, with a shared online spreadsheet, it was common to see banks offering interest rates above 5.0% APY. That was in January 2008, and the economy is in a different situation now. According to the government, there has been no measurable inflation, and now interest rates for lending [...]

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